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Comparison

Holdify vs Unkey: Which API Key Management Tool is Right for You?

A detailed comparison of two API key management solutions. See which one fits your subscription-based API best.

Jan 8, 2026 6 min read

Choosing the right API key management tool can save you weeks of development time. Two popular options are Holdify and Unkey. Both handle API key generation, verification, and rate limiting, but they're built for different use cases.

In this comparison, we'll break down the key differences to help you decide which tool fits your needs.

Quick Overview

FeatureHoldifyUnkey
API Key Management
Rate Limiting
Usage Analytics
Native Polar Integration
Automatic Subscription Sync
Free Tier150K requests150K requests
Pro Price$19/mo$25/mo

Pricing Comparison

Both tools offer generous free tiers. Here's how the Pro plans compare:

Holdify Pro - $19/mo

  • 500,000 requests/month
  • 1,000 API keys
  • Polar subscription sync
  • 30-day log retention

Unkey Pro - $25/mo

  • Unlimited API keys
  • Team collaboration features
  • No native payment provider sync
  • Refillable keys feature

Holdify Pro is $6/month cheaper and includes native Polar integration. Unkey offers unlimited API keys and more team features.

The Key Difference: Payment Provider Integration

The biggest differentiator between Holdify and Unkey is how they handle subscriptions.

Unkey's Approach

Unkey focuses purely on API key management. It's a solid tool for generating, verifying, and rate limiting API keys. However, syncing with your payment provider is your responsibility.

If you use Stripe, Polar, or another billing platform, you'll need to:

  • Set up webhook handlers for subscription events
  • Build logic to create/update/revoke keys on plan changes
  • Handle edge cases like failed payments and grace periods
  • Keep your key limits in sync with subscription tiers

Holdify's Approach

Holdify is built specifically for subscription-based APIs. Connect your Polar account once, and entitlements sync automatically:

  • New subscription - API key created with correct limits
  • Plan upgrade - Limits increase instantly
  • Plan downgrade - Limits adjust at next billing cycle
  • Cancellation - Access revoked at period end

No webhooks to build. No sync logic to maintain. It just works.

When to Choose Unkey

Unkey might be the better choice if:

  • You don't use Polar for payments
  • You need unlimited API keys
  • You want refillable keys that reset automatically
  • You need team collaboration features

When to Choose Holdify

Holdify is the better choice if:

  • You use Polar for subscription billing
  • You want automatic entitlement sync without building webhooks
  • You want a lower price point ($19 vs $25)
  • You want to ship faster without building subscription infrastructure

Conclusion

Both Holdify and Unkey are capable API key management tools. The right choice depends on your specific needs.

If you're building a subscription-based API with Polar and want everything to "just work" without building sync infrastructure, Holdify will save you significant development time.

If you need unlimited keys, longer log retention, or don't use Polar, Unkey is a solid option.

Try Holdify Free

Get started with 25,000 requests/month. No credit card required.

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Last updated: January 8, 2026. Pricing and features based on publicly available information. We strive to keep this comparison accurate and fair.

Ready to get started?

Start protecting your API with Holdify today. Free tier available.